# Why Your Checkout Is Leaking Sales (And How to Fix It Today)

You've done the hard work. Someone found your product. They liked it enough
to add it to their cart. They got all the way to checkout.

And then they left.

If that sounds familiar, you're not alone. The average online store loses
**70% of carts** at checkout. Seventy percent. That's not a leak — that's a
flood.

The good news? Most checkout leaks have simple fixes. Here are the 6 most
common mistakes and how to fix each one.

## Mistake 1: Forcing Account Creation

You've seen this: customer clicks "Checkout," and the first thing they see
is "Create an account or Log in." No. Absolutely not.

They were 30 seconds from giving you money. Now you're asking them to
create a username, password, and verify their email? Most people bounce.

**The fix:** Always offer **Guest Checkout** as the default. Let people pay
first, then offer account creation *after* the sale ("Save your details for
next time?"). By then they trust you and have already committed.

A study by Baymard Institute found that **24% of users abandon carts**
specifically because they're forced to create an account. That's a quarter
of your sales walking out the door.

## Mistake 2: Surprise Costs at Checkout

Customer adds a ₱500 product. They get to checkout and see:

```
Product:     ₱500
Shipping:    ₱150
Processing:  ₱25
Total:       ₱675
```

They expected ₱500. Now it's ₱675. They feel tricked and leave.

**The fix:** Be transparent about costs **before** checkout. Show shipping
estimates on the product page or in the cart. If shipping varies by
location, let customers enter their zip code early to see the cost.

If you offer free shipping above a threshold (say, ₱1,000), show a progress
bar: "Add ₱250 more for free shipping!" This reduces surprise and increases
average order value.

## Mistake 3: Too Many Form Fields

Every field you add to your checkout form reduces conversions. Every single
one.

I've seen Filipino online stores with checkouts asking for:

- First name, last name
- Email, confirm email
- Phone, alternate phone
- Address line 1, address line 2
- City, province, zip code
- Country (it's the Philippines, why are we asking?)
- Birthdate
- Gender
- "How did you hear about us?"
- Account password, confirm password

That's 14 fields. To buy a shirt.

**The fix:** Cut your form to the absolute minimum:

- Full name (one field, not two)
- Email
- Phone
- Delivery address (one textarea, not multiple fields)
- Payment method

That's it. Five fields. You can get everything else later (or infer it).

For returning customers, use **autofill** — let them click "Use my saved
address." One click beats five fields every time.

## Mistake 4: Limited Payment Options

In the Philippines, payment is make-or-break. If you only accept bank
transfer, you're losing 80% of potential sales.

Here's the reality of Filipino online payment preferences in 2026:

- **GCash:** ~50% of online transactions
- **Maya:** ~15%
- **Bank transfer:** ~15% (but high friction)
- **Cash on Delivery (COD):** ~15%
- **Credit/debit card:** ~5%

**The fix:** Offer **at least** these three:

1. **GCash** (mandatory — it's how half the country pays online)
2. **Cash on Delivery** (still huge in the Philippines, especially outside
   Metro Manila)
3. **Bank transfer** (for customers who prefer it)

If you can add Maya and card payments, even better. But GCash + COD covers
80%+ of Filipino buyers.

Use payment aggregators like **PayMongo** or **Xendit** to offer all these
in one integration. Setup takes a day, not weeks.

## Mistake 5: Slow Checkout on Mobile

70%+ of Filipino online shopping happens on mobile. If your checkout doesn't
work flawlessly on a phone, you're losing most of your sales.

Common mobile checkout killers:

- **Tiny buttons** that are hard to tap
- **Form fields that don't trigger the right keyboard** (email field should
  show the @ key, phone field should show number pad)
- **Pinch-to-zoom required** to read anything
- **Pages that refresh and lose form data** if the user switches apps
  momentarily

**The fix:** Test your checkout on your own phone. Add a product, go to
checkout, and try to pay. Note every moment of friction. Fix each one.

Key mobile-specific fixes:

- Make all buttons at least 44px tall (easy to tap)
- Use `inputmode="email"` on email fields, `inputmode="numeric"` on phone
  fields
- Make text at least 16px (smaller triggers iOS auto-zoom)
- Don't disable autofill — let password managers and browsers fill forms

## Mistake 6: No Trust Signals

Online shoppers are cautious. They've been scammed, or know someone who has.
When they reach your checkout, they're asking themselves:

- "Is this store legit?"
- "Will my payment be secure?"
- "Will they actually deliver?"
- "What if I need a refund?"

If your checkout doesn't answer these questions, the customer bounces.

**The fix:** Add trust signals to your checkout page:

- **SSL badge** ("Secure Checkout" with a lock icon)
- **Payment method logos** (GCash, Maya, Visa, Mastercard — whatever you
  accept)
- **Customer reviews or testimonials** (one or two short ones)
- **Return policy** in plain language ("7-day returns, no questions asked")
- **Contact info** (email or phone — shows you're a real business)
- **Order summary** with product photos (reassures them they're buying the
  right thing)

These take 30 minutes to add and typically boost conversions 10-20%.

## Bonus: The Post-Purchase Opportunity

Most businesses stop thinking about the customer once they pay. That's a
mistake — the post-purchase experience determines whether they come back.

**Three things to do after payment:**

1. **Show a confirmation page** with order details and expected delivery
   date. Reassure them the order went through.
2. **Send an email or SMS confirmation** within 60 seconds. Include order
   number, items, total, and delivery timeline.
3. **Follow up after delivery** (3-7 days later): "Did you receive your
   order? How is it? Leave a review for 10% off your next purchase."

This turns one-time buyers into repeat customers — and repeat customers are
5-10× more profitable than new ones.

## Measuring Your Checkout Health

To know if your fixes worked, you need to measure. Track these metrics:

- **Cart-to-checkout rate:** What % of people who add to cart start
  checkout? (Aim for 60%+)
- **Checkout completion rate:** What % who start checkout actually pay?
  (Aim for 40%+)
- **Average order value:** Are customers buying more or less over time?
- **Payment method breakdown:** Are you offering what customers actually use?

Tools like **Facebook Pixel**, **Google Analytics 4**, and **Hotjar** (free
tier) can track these. Shopify and WooCommerce have this built in.

## Bottom Line

Your checkout is the moment of truth. Every other part of your business —
marketing, product, content — exists to get people here. If your checkout
leaks, all that effort is wasted.

Go through your checkout right now and check for the 6 mistakes above. Fix
them this week. The fixes are simple, and the impact is immediate.

A 10% improvement in checkout completion can mean the difference between a
profitable business and a struggling one. Don't leave that money on the
table.

---

*Want me to do a full checkout audit of your online store? [Send me your
URL](https://michaelmondala.site/#contact) — I'll record a 5-minute video
showing exactly what to fix, free.*